About Us

Finance at the Speed of Opportunity.

As a boutique lender, Zool Capital specialises in fostering the growth of businesses, transcending the traditional role of a lender to become a partner in success.

Each customer receives individual attention tailored to their unique needs, aspirations, and business goals.

Investors get to access to a curated portfolio of business loans that are comprehensively assessed for risk and potential return, ensuring investments are sound and profitable.

Zool Capital sets new standards in non-bank lending, focusing on speed, customisation, and customer satisfaction. 

This drives better financial accessibility for businesses across various sectors.

We make access to lending simpler and more transparent.

Besides, we treat every customer in particular with a bespoke approach, understanding their business needs, plans, and dreams. We are a boutique lender specialised in helping businesses thrive—a growth lender, not just a lender.
Responsive Financing for Rapid Market Movements

In industries where opportunities and needs arise suddenly, traditional lenders often can't offer the speed necessary to capitalize on these moments. Zool Capital differentiates itself by ensuring rapid response times, enabling businesses to move quickly and seize opportunities without delay.

Specialized Sectors Lending Expertise

Many financial institutions lack depth in specialized sectors, particularly in emerging fields like green technology and specialized franchises. Zool Capital fills this niche by offering expertly tailored financing solutions that understand and address these sectors' specific risks and growth potentials.

Partnership Approach to Lending

Unlike traditional lenders that often take a transactional approach to loans, Zool Capital adopts a partnership model, working closely with businesses to understand their operational needs and growth objectives. This approach facilitates better financial support and builds a foundation for long-term success.

Flexible and Adaptive 
Loan Structures

Zool Capital stands out by offering adaptable loan structures that can change as a business’s needs evolve. This is particularly valuable for SMEs that may experience rapid growth or unexpected challenges, requiring their financial solutions to be as dynamic as their markets.

Elimination of
 Red Tape

We reduce bureaucratic hurdles often encountered with traditional financing, which can be a significant barrier, especially for startups and SMEs. By simplifying the application process and reducing the dependency on extensive collateral and credit histories, Zool Capital makes it easier for more businesses to get the funding they need.

Cultural and 
Community Focus

Recognising the importance of community and cultural considerations in business operations, Zool Capital can offer more personalized and culturally aware financial services, which is often overlooked by larger, more impersonal institutions.

Meet Our Team

Key Executives and Management

Victor Ferreira (CEO)
Chief Executive Officer
  • With over 15 years of experience in finance, Victor gained deep insights into the market and the needs of small businesses.

  • He’s passionate about leveraging technology to empower businesses to thrive, by simplifying access to lending.
Justin McShane
Executive Director
  • With a rich 28-year history of entrepreneurial success, including exits from tech ventures, Justin is passionate about technology’s potential to solve critical global challenges.

  • His expertise is now directed towards revolutionising lending.
Sunil Aranha
Advisor
  • Sunil Aranha brings over 25 years of extensive banking experience in the SME sector to the Advisory Board. With a background in general management roles at prominent institutions like Citibank, Efic, and Commonwealth Bank, Sunil has a deep understanding of both international and local banking landscapes.

  • Additionally, his entrepreneurial spirit is evidenced by the successful establishment of a technology start-up in the entertainment sector during the early 2000s.
Frank Willenberg
Advisor
  • Frank Willenberg, an esteemed member of the Advisory Board, boasts over 35 years of expertise in credit and risk management across various sectors.

  • His extensive experience spans SME, MME, Business Lending, Commercial Real Estate, and Consumer Lending, both in Australia and international markets, notably the USA and the Asia Pacific Region.

  • Frank’s distinguished career culminated in his retirement as Senior Vice President for Commercial Banking, Credit, and Risk Management at Citibank in Australia.