Facilitating Bespoke & Tailored Loans For Real Business Growth
What We Do
01 Franchise Financing
We understand what it takes to launch a new franchise, and we've helped countless Australians achieve this goal...
02 Tailored Solutions
We craft the best financing scenario for each borrower, ensuring that our solutions meet the unique needs of your business.
03 Growth Finance
As a growth lender, we provide funding specifically designed to support and fuel business expansion.
04 Customized Debt Options
Flexible term loans and revolving credit lines to suit each business's individual requirements.
05 Long-Term Financing
Aligned closely with your business’s strategic vision for sustained growth.
06 Dedicated Local Teams
Personalized service with a focus on regional needs and priorities.
07 Quick and Adaptable Funding
Enables business owners to promptly seize opportunities
08 Transparent Processes
Clear and straightforward funding journey at every stage.
09 Versatile Funding Solution
Adaptable options to accommodate various business requirements.
10 Software Funding Solutions
Clear and straightforward funding journey at every stage.
Why Lending With Zool Capital?
Access to Capital
Business loans provide access to much-needed capital for various purposes, such as expanding operations, purchasing inventory, hiring employees, or investing in marketing efforts.
Flexible Repayment Options
Many business loans offer flexible repayment terms, allowing borrowers to choose repayment schedules that align with their cash flow and business cycles. This flexibility can help alleviate financial strain during slower months or unexpected expenses.
Building Credit
Responsible repayment of a business loan can help establish or improve your business credit profile. A strong credit history can increase your eligibility for future financing opportunities and better terms.
Opportunity for Growth
With additional capital, businesses can seize growth opportunities that may otherwise be out of reach. Whether it's expanding into new markets, launching new products or services, or acquiring competitors, a business loan can fuel growth initiatives.
Tax Benefits
In many cases, the interest paid on a business loan is tax-deductible, providing potential tax benefits for businesses. Consult with a tax advisor to understand how business loans can impact your tax liability and take advantage of available deductions.
Growth Funding: A Better Alternative to Traditional Bank Loans
Traditional bank loans can often be a source of frustration for businesses seeking financing.
From lengthy processes to a lack of customised options, these challenges can hinder growth and operational efficiency.
Lengthy Financing Processes
Businesses encounter delays in securing financing, affecting growth and efficiency.
Lack of Customised Financing Options
Specific business needs like franchise purchases and acquisitions are often overlooked.
Complex and Cumbersome Loan Applications
Intricate and time-consuming application processes deter businesses from seeking funding.
Strict Eligibility Criteria
Stringent requirements can exclude many businesses from accessing necessary funds.
Limited Flexibility
Traditional lenders often lack flexibility in loan terms and conditions, hindering business agility.
Poor Communication
Lack of clear communication and transparency leaves businesses uncertain about their loan status and terms.
How Zool Capital Can Help You
We offer loans for
Business Acquisition
Franchisee expansion/buyout
Capex funding
Specific working capital requirements
Business purchases
Initial Inquiry and Assessment
Submit an initial inquiry or application, providing basic information about your business and financing requirements.
We will evaluate your application, assessing factors such as credit history, financial stability, and loan purpose.
Document Submission and Review
Once your initial inquiry is accepted, you’ll be required to submit detailed documentation, including financial statements, business plans, and collateral details.
We will review your documents to verify your financial health, assess risk, and determine the loan amount and terms you qualify for.
Approval and Offer
Closing and Disbursement
Once all paperwork is completed and funds are disbursed, you can start using the loan for its intended purpose.
Make timely repayments according to the agreed-upon schedule to maintain a positive relationship with the lender and ensure future access to financing opportunities.
Key lending criteria
$25K-$2M
75%
70%
6-48
- Principal and Interest
- Interest Only
- Capitalised Interest
- Tailored Product. Flexible terms.
Increase Your Chances Of Approval With These Tips
Check Eligibility
Make sure you meet the criteria and fit within the scope of the loan you're applying for to avoid wasting time on unsuitable applications.
Define Your Project
Clearly outline the project and its potential impact to align with the grant's objectives, demonstrating why it deserves funding.
Justify Costs
Provide a breakdown of project costs and explain why they are necessary, ensuring transparency and accountability.
Set Clear Objectives
Define your goals and how achieving them will signify economic and social success as a result of the loan.
Establish a Timeline
Outline expected progress and milestones, which will be closely monitored if your application is successful and referenced within the application scope.
